What's in an Investment Newsletter?

When an investor receives a newsletter full of stocksuggested as any holes in the story may be signs of
tips and information, the first instinct is to act quicklya possible scam. By going to the SEC, the NAAD, and
on the information in order to make money beforethe local regulatory committees, an investor can see
anyone else does. However, scam artists realize thatwhere the stock's company is registered, if they are
investors like to make decisions in a short amount ofregistered, and even take a look at their financial
time and capitalize on this impulsiveness. This is whyreports. Asking a lot of questions is the best way to
newsletters work so well to lure in new victims.get a fair picture of the stock and how it could
There are several things that investors can do inperform for the investor.
order to protect themselves from bad informationThe local state securities regulator can give an
that may be found in newsletters, emails, or textinvestor a wealth of information about a newsletter.
messages. First of all, the source of the newsletterIn some cases, the newsletter may have been sued
needs to be acknowledged. This will give the readerby the SEC and that information is then kept on
a clear idea as to who might be benefiting from therecord. Newsletters that have a history of this
sale of the stock. Disclosures of the information thatlitigation may need to be looked at more carefully.
are nonexistent or difficult to find might be a clueWhile this doesn't necessarily mean that the
that the newsletter has other motivations for theirnewsletter is false, it may point to a valid concern.
advice.The reason why newsletters aren't being shut down
Any newsletter or publication that advises you toand regulated is because they are generally
invest in small stocks that aren't filing reports withconsidered under the freedom of speech
the SEC should be carefully scrutinized. These kindsamendment, leaving the responsibility for good or bad
of stock tips are trying the famous 'pump and dump'information squarely in the reader's lap. These
scheme in which a little known stock is stronglynewsletters can not be prohibited outright, but only
advised, causing many investors to invest theirscrutinized for their accuracy.
money in the stock. The demand for the stock thenJust like spam emails, newsletters that are unsolicited
goes up, along with the prices. However, the scamare generally not full of good advice that an investor
artists will then sell off their shares of the now-highshould take to heart. As with any advertising, these
priced stock, leaving the investors with a loss fornewsletters are trying to seduce an investor with
their initial investments. These kinds of small stockpromises that will not be fulfilled. However, with a
are almost guaranteed to be scams or stock thatlittle research and time, the truth of the newsletter
won't do well.can be clearly seen and information disregarded.
Researching the source of the information is strongly