| With all the fuss regarding the global financial crisis, | | | | socioeconomic trends, and will equip you with the |
| personal finance and money are such scorching hot | | | | proper knowledge to better deal with debt. |
| topics these days. It’s no wonder a lot of | | | | Bargaining for Advantage by G. Richard Shell |
| authors capitalize on this trend by publishing lots and | | | | It’s not enough to have a good financial mind. |
| lots of personal finance books. Although it is certainly | | | | You may have great business acumen and sharp |
| pleasant to have such a broad range of resources | | | | decision-making abilities, but if you are poor in the art |
| available, it can become difficult to know which books | | | | of negotiating, you will not reap the financial rewards |
| are reliable and useful to us. Depending on the reader, | | | | you otherwise would have if you knew how to deal. |
| the list of personal finance books below may or may | | | | The good news is negotiating is a skill that can be |
| not be extensive, but it sure does include the books | | | | learned, and this book serves as the best teacher in |
| that provide the most valuable content and reliable | | | | that area. Effectively negotiating is not just for the |
| information out there. Let’s all take a closer look | | | | corporate world, it’s also very personal. |
| at these books. | | | | Everything from your mortgage to discussing your |
| Generation Debt by Anya Kamenetz | | | | gardener’s salary is negotiable. This personal |
| All of us are probably aware of the inordinate | | | | finance book will guide you to think out of the box |
| amount of debt that plagues every corner of | | | | and see what your counterpart is seeing; thereby |
| America. Also, we all have heard of the | | | | making you truly understand both sides of the |
| advertisements on how to be debt-free by | | | | equation and come out on top. For every deal there |
| consolidating debt and taking out loans with minimal | | | | is a winner, a side who gains something. This book will |
| interest rates. Yet, there still seems to be a lack of | | | | tell you how to end up the winner in all negotiations |
| knowledge and education to the public as to why this | | | | you make. |
| debt phenomenon is in existence. A lot has been | | | | Smart Couples Finish Rich by David Bach |
| taught about addressing the problem but how can | | | | Perhaps the biggest problem when it comes to |
| the people solve a problem they don’t | | | | marriage is managing the couple’s finances. All |
| understand? This personal finance book is a | | | | couples, at one point or another, have experienced |
| must-read as unlike all other books about debt, it | | | | that even with dual incomes, it still seems both |
| does not provide ways to become debt-free. | | | | people have less cash than ever. If you’re |
| Instead, it discusses why the concept debt is so | | | | currently married, or heading in that direction any |
| powerful by using psychological findings and historical | | | | time soon, then you should definitely get a hold of |
| data. | | | | this book. It talks about how expenses balloon during |
| Further, the book talks about the current American | | | | a relationship, explains all the sets of financial pitfalls |
| culture and the pressure it puts on average | | | | you might end up in, and discusses the remedies and |
| Americans to succumb to the wave of materialism | | | | step-by-step solutions to each problem. In short, this |
| and high-priced luxury items in order to get by life. | | | | book will tell you how to fix your finances while you |
| This book will help you understand these | | | | are in a relationship. |