| Most people recognize that the most practical way | | | | combination or the two. This where the smaller |
| for middle class America to make a fortune is either | | | | investor is at a disadvantage over a larger one. Let's |
| in real estate or stock market trading. Unfortunately, | | | | say you want to own 1000 shares of XYZ, but you |
| while most people understand how to make money | | | | can only afford to buy 200 shares at a time. You |
| in real estate few have the money, and likewise | | | | have two choices: either make 5 separate purchases |
| while most have the money to make a fortune in | | | | and pay the fee each time or save up enough to |
| stock market trading few understand how it works. | | | | buy all 1000 shares and hope the price doesn't go up |
| This article is geared towards those who really don't | | | | too much in the meantime. |
| know anything about the market, so please excuse | | | | Since many large company shares can cost $30 and |
| me if you're an experienced trader and I over | | | | up it may make more sense for the smaller investor |
| simplify things. Let's start with the basics. What is | | | | to buy lower priced shares which often have a larger |
| stock and how do you trade it? "Stock" is actually a | | | | price increase overtime. This helps offset the cost of |
| partial ownership in a company. What you actually | | | | buying and selling. Let's say you buy 1000 shares of a |
| buy is a share of that ownership. Let's say a | | | | stock that costs $10 a share. If the price goes up |
| company divides its assets into 100 equal shares. If | | | | $2.00 you have made a 20% profit minus your |
| you buy 1 share you technically own 1% of the | | | | broker fees if you sell. It cost you $10,000 dollars |
| company. | | | | and you sold for $12,000 minus fees. Not bad. |
| That share also gives a 1% vote in how the | | | | You might have bought twice as many shares of |
| company does business. The cost of that share is | | | | another stock at only $5.00 a share. If that stock |
| determined by the market's perceived value of that | | | | goes up $2.00 you would have potentially made 40% |
| share. Since a company's actual assets and liabilities is | | | | or $4,000 profit on the same $10,000 investment. |
| fluid the price doesn't actually represent the actual | | | | While the likelihood of a $5.00 share going up $2.00 a |
| worth of that share but rather what a buyer is willing | | | | share is less likely, the potential reward is greater. |
| to pay for that share. If the company makes a | | | | And a small investor with little money to invest can |
| profit; the profit is equally divided among all shares | | | | sometimes reap even bigger profits by investing |
| minus any money the board decides to reinvest into | | | | what is known as penny stocks; those shares that |
| the company or keep as an asset. These are called | | | | trade for under a dollar. These stocks can sometimes |
| dividends. | | | | double or triple in value in a very short period of time. |
| Since most companies issue millions of shares of | | | | The disadvantage to trading in penny stocks is of |
| stock, your actual vote is pretty meaningless since a | | | | course trying to pick winners and losers. Most of |
| core group keeps enough of the company's stock in | | | | these smaller companies have no track record so the |
| their own personal control so they will have a | | | | amateur investor may not be able to tell the |
| majority vote on all company decisions. The real | | | | difference between a low priced stock that is about |
| reason that you want to own stock is to collect | | | | to take off or one that is low because the shares |
| those dividends or to sell your shares when the price | | | | are really not worth anything now nor will they be in |
| of the shares increase, thus making a profit. | | | | the future. For this reason a small time investor |
| All stock market trading is done through official stock | | | | should not be trading in penny stocks without getting |
| exchanges. The actual buying and selling is performed | | | | some serious market research to back him up. In |
| by stock brokers who are allowed to trade in the | | | | fact no stock market trading should be done without |
| exchanges. Every time you buy or sell stock these | | | | it. |
| brokers take a percentage, a flat fee, or a | | | | |