| v> | | | | accelerate every week of the year,until retirement. |
| | | | This should be the case, no matter what the price of |
| For a successful retirement investment plan to work | | | | the security at any given time in the market place. |
| in the stock market, some reasonably | | | | The retirement investment plan should be proven to |
| sure’ assumptions would have to be made: | | | | you. Once proven, you must have the confidence in |
| The retirement investment plan must take into | | | | yourself to carry the plan forward. This do-it-yourself |
| consideration the one prevailing constant in any stock | | | | confidence means that theretirement plan’s |
| market security — risk and uncertainty. | | | | ROI benefits only you and your family and no one |
| Understanding that risk and uncertaintyare the key | | | | else. A no-fee plan enhances the return on |
| factors that propels the return on investment in the | | | | investment, allowing every cent put into the plan to |
| stock market far beyond the returns of Passbook | | | | work for you. |
| Savings Accounts, CD’s or Bonds are a start. | | | | Companies owned in the retirement investment plan |
| The plan’s key factor would be to use the | | | | should have a historical record of raising their dividend |
| risk and uncertainty of a stock market security to its | | | | every year. Therefore, a future dividend increase for |
| advantage. | | | | the 10th or the 35th consecutive year in a row can |
| The retirement investment plan should be founded | | | | be reasonably sure.’ The guidefor the |
| on the belief that no one can successfully retire | | | | selection of each security is its historical performance |
| without financial freedom. Therefore, the retirement | | | | of rising dividends every year. |
| investment plan’s main role would be to | | | | To receive the best return in the retirement |
| supply you with income during your retirement years, | | | | investment plan, all companies in the plan would be |
| whilealso taking into consideration the risk of inflation. | | | | purchased commission-free. All dividends from the |
| This should be accomplished without having to touch | | | | companies would purchase more shares of each |
| the principle. | | | | company commission-free. Therefore, every cent |
| The retirement investment plan would require | | | | earned in ever-increasing cash dividends every |
| discipline to accomplish its goal. The goal should be | | | | quarter and any extracash put into the retirement |
| clear and specific, and the discipline necessary to | | | | plan would work toward increasing the cash dividend. |
| accomplish the goal, just as clear and specific. Also, | | | | Why bother beginning a retirement plan is best |
| the retirement plan should not be financially | | | | expressed, in my opinion, by a quote by Charles |
| out-of-reach, allowing as little as 100 dollars tobegin, | | | | Kettering: |
| with as little as 10 dollars a quarter to continue. | | | | I expect to spend the rest of my life in the |
| The retirement investment plan’s return on | | | | future, so I want to be reasonably sure of what kind |
| investment should be aimed toward providing income, | | | | of future it’s going to be. That is my reason |
| and the income from the holdings in the plan should | | | | for planning. |