| Most personal development trainers, life coaches, and | | | | population are fortunate enough to be born into an |
| self-help teachers tell us that the greatest hindrance | | | | environment where the Self-Image is generously |
| to a shift in our Self-Image from negative to positive | | | | provided with thoughts, images, and experiences filled |
| is the tenacity with which the established Self-Image | | | | with success, financial abundance, and other riches, |
| fights to hold onto its seat of domination. By the | | | | the remainder of the population have to go through a |
| way, the number one name given to this Self-Image | | | | "makeover" of our truths to experience the same. |
| is the Ego. Psychologists tell us that the Self-image or | | | | I'm not speaking of a cosmetic makeover. I'm talking |
| Ego is really an accumulation of many habits. Some of | | | | about some deep-seated, self-limiting habits and |
| these habits are very good. The way you talk, the | | | | beliefs that have to be changed 180 degrees, in |
| way you walk, the way you write are just a few of | | | | other words, to their exact opposite. Once you get |
| the habits that serve you well. There are many more | | | | started with the makeover, you must persist until |
| habits that do not serve you positively and actually | | | | you succeed. |
| limit and prevent you from living more the life you | | | | Why not start now? Time is precious. Each minute, |
| deserve. The most destructive of the habits, as it | | | | hour, or day that passes can never be re-lived. |
| relates to saving for retirement, are those that "tell" | | | | Persistence in developing new habits is the only way |
| you that you are now as wealthy as you're going to | | | | I have found to subdue old established habits. |
| be unless you can "get lucky". Somehow the | | | | Hopefully, the exercises of preparing your "do want" |
| Self-Image has so convinced you of this "fact" and | | | | and "do not want" lists, as well as the T. Harv Eker |
| you have "experienced" it so often that you have | | | | list, make a bit more sense. Do not forget nor |
| come to accept it as your "truth". | | | | neglect the tools. Your mind has far too many tricks |
| Here is something about "truths" that you may not | | | | waiting for you to be without them. |
| have considered. Some "truths" may be unreliable | | | | Sadly, statistics say that only a few of you who read |
| because some of them change. Do you remember | | | | these articles will actually muster enough energy and |
| accepting visits and gifts from the Tooth Fairy as the | | | | courage to put forth the effort and make the |
| truth in your childhood? Is a visit from the Tooth | | | | necessary changes to dramatically improve your |
| Fairy a truth for you today? What about your beliefs | | | | financial situation so that you can generously |
| about Santa Claus? Are they the same today as | | | | contribute to your saving for retirement program. It's |
| they were when you were a child? Most of us | | | | not that you can't make the changes. The effort |
| assume a truth to be something that was true | | | | really requires no hard, physical labor, and there are |
| yesterday, is true today, and will be true tomorrow. | | | | many economical self-help books and audio programs |
| The two examples I just shared show that truths | | | | available on the market. What it takes is more |
| can and do change. So just what are truths? Truths | | | | understanding of how you got to where you are |
| are really habits, primarily habitual ways of reacting to | | | | today financially, making a decision and a commitment |
| what we see, hear, experience, feel, and think. This | | | | to change, then persisting until you have what you |
| is especially true in terms of how we think and feel | | | | want. |
| about money. | | | | Remember, you do not have to live on less in |
| We tend to live our lives using our truths as our | | | | retirement. No matter where you are right now |
| guiding principles. They also tend to be self-fulfilling | | | | financially, you can build and enjoy a Million Dollar |
| prophecies for us. Since only about 3% to 5% of the | | | | Lifestyle Retirement. |