| If you are a newcomer to this series of articles, | | | | overnight. For most of us, that is not the way life |
| Saving for Retirement, I feel I should recap some of | | | | works. To move beyond stressing over saving for |
| what we've covered so far. We see lots or stories, | | | | retirement, your financial situation must significantly |
| articles, studies and reports telling us that we are | | | | change. For your financial situation to change |
| such poor savers. They tell us that less than one half | | | | significantly you must change significantly, more |
| of the adult population has saved $25,000 or more | | | | accurately, your thinking has to change significantly. |
| toward retirement. They even make you believe that | | | | As I stated in a previous article, you must begin to |
| it is your fault! How does that make you feel? Well I | | | | live what I call The 180 Degree Life, a life in which |
| can't think of one positive, uplifting emotion I | | | | your thinking is 180 degrees in the opposite direction |
| experienced from reading that information. | | | | of where you presently live. Now I know that this |
| What they don't tell you in those articles, stories, | | | | concept is troubling for you at first. That's good! You'll |
| studies and reports is the fact that only a very few | | | | see why I say "that's good" a little later. |
| paycheck-to-paycheck employees earn enough | | | | I'm getting a little ahead of myself, so let's get back |
| money to live the lives they desire while working and | | | | to your assignment from the last article. Your |
| save enough to live the lives they desire in | | | | challenge (if you chose to accept it) was to carve |
| retirement as well. Since you're reading this article, | | | | out some quiet time for your self, take out a few |
| chances you are one of the larger majority who do | | | | sheets of paper, draw a line down the middle of the |
| not earn enough instead of one of the few who do. | | | | sheet or sheets and begin listing on the left side of |
| As I have previously stated, if you're in that majority | | | | the page ANY and ALL beliefs, situations, habits and |
| and you're satisfied with your situation, then by all | | | | conditions that you can think of that you do not |
| means stay put where you are. You are certainly | | | | want in your life any more because they no longer |
| free to choose what manner of life you live, so long | | | | benefit you. Be honest with yourself. This list is for |
| as it is not illegal and does not interfere with rights of | | | | your eyes only. You have had more than enough |
| others, no matter how others may feel about your | | | | "input" or "advice" from others during your life. In |
| choices. If, on the other hand, you are not satisfied, | | | | fact, where do you think most of your present |
| you probably still feel powerless to do anything | | | | undesirable thoughts and beliefs came from? This |
| differently to bring about different outcomes in your | | | | exercise is about you working on your own individual |
| life. You are now where I was not long ago, and it to | | | | life no matter how uncomfortable it might feel initially! |
| you and for you that I write these articles. | | | | This is the beginning of a journey, and this journey |
| It is not likely that the stars are going to suddenly | | | | requires that you get started in the right direction. |
| align themselves and heap fortune and fame upon | | | | Remember, you do not have to live on less in |
| you. It not likely that the winds of change are | | | | retirement. No matter where you are right now |
| suddenly going to sweep you up into the top 3-5% | | | | financially, you can build and enjoy a Million Dollar |
| of income earners and bring you financial freedom | | | | lifestyle retirement. |