| Good advice without strings is extremely hard to find | | | | tip is as much for your personal sanity as it is one of |
| nowadays, nevertheless, this is what I'm here to do. | | | | my personal finance tips. Trust me on this one! |
| Yes, I'm offering personal finance tips that are both | | | | Replace your Light Bulbs |
| useful and practical, and what's more, free of charge. | | | | Recently I decided to change all of my current |
| Some of my personal finance tips you may have | | | | standard light bulbs to the energy-saving bulbs that |
| heard from others, and some you may not. | | | | only use a fraction of the power of the standard, |
| However, even if you've heard them before, many | | | | yet emit greater light. So I ask you, what makes this |
| of them are well worth repeating. After all, good | | | | one of my personal finance tips? |
| advice always holds its value and none more so than | | | | This is indeed one of my personal financial tips as the |
| personal finance tips from one of life's financial | | | | new energy-savers cost $35 for the entire house, |
| victims. I'd even go as far as to say that not only do | | | | which I have ascertained will save approximately $50 |
| they represent sound advice, but these words are | | | | and $60 per month on my home energy bill. The |
| good enough to live by. | | | | point being, if you find ways to save money in your |
| Always be Wary of Shoes | | | | home, ultimately you'll see a positive increase in the |
| If you're a man and married, here's a peculiar and | | | | balance of your savings account. |
| extremely useful personal finance tip I urge you to | | | | Avoid High Interest Terms and Conditions |
| listen to. Strange as it may sound, please take note | | | | Credit is all very well, however, should you take the |
| of the relationship between your wife and her shoes. | | | | finance option to buy a $500 product, then with an |
| Whenever you first marry, usually things start out | | | | interest rate of 25%, by the end of the finance |
| quite innocently as simply just several nice pairs of | | | | period you'll have paid out just short of $1,500 for |
| shoes and, of course, some sneakers for wearing | | | | the privilege. Basically, what I'm trying to say is that if |
| outdoor. But all of a sudden, it quickly turns out she'll | | | | you can save the $500 cash needed to pay for the |
| need a new pair of shoes for every new outfit for | | | | product, you'll save yourself almost $1000. |
| work, despite that she may already have two pairs | | | | At all costs, try to avoid purchasing any item on a |
| of black shoes. "Ah", she proclaims, "but none of my | | | | store credit card, as these tend to charge the |
| own shoes are like this new pair of black shoes". | | | | greatest rates of interest. When it comes to |
| Before you know it, you are up to your knees in a | | | | personal finance tips, the best tip I can give you is to |
| sea of shoes just to try and get out the door in the | | | | avoid high interest rates whenever you go on a |
| morning. And the problem grows steadily worse. This | | | | spending spree. |