| What motivates a person to invest, rather than | | | | Investing even a small amount can produce |
| spending his money immediately? | | | | considerable rewards over the long term, especially if |
| The most common answer is savings -- the desire to | | | | you do it regularly. |
| pass money from the present into the future. | | | | Investing means you have to make decisions about |
| People anticipate future cash needs, and expect that | | | | how much you want to invest and where to invest |
| their earnings in the future will not meet those needs. | | | | it. |
| Another motivation is the desire to increase wealth, | | | | To choose wisely, you need to know what choices |
| i.e. make money grow. | | | | you have and what risks you take when you invest |
| Sometimes, the desire to become wealthy in the | | | | in different ways. |
| future can make you willing to take big risks. | | | | If you want to invest, you have a wealth of |
| The purchase of a lottery ticket, for instance only | | | | opportunities. Selecting the best investment depends |
| increases the probability of becoming very wealthy, | | | | on your financial goals and general market conditions. |
| but sometimes a small chance at a big payoff, even | | | | The right investment is a balance of three things: |
| if it costs a dollar or two, is better than none at all! | | | | 1. Liquidity (How accessible is your money?) |
| When you invest, you are increasing your income and | | | | 2. Safety (What's the risk involved?) and |
| building the value of your assets! | | | | 3. Return (What can you get back on your |
| It's never too soon to start thinking about investing. | | | | investment!) |
| Investing means putting your money to work earning | | | | You can find many things to invest in, but the basic |
| more money. Done wisely, it can help you meet your | | | | three: stocks, bonds and cash should be the core of |
| financial goals. | | | | any investment portfolio. |
| You don't have to be wealthy to be an investor. | | | | |