How Much Money Does a Financial Planner Make?

Perhaps you have wondered how much money doesadvanced degree. You salary will range from $25,000
a financial planner make? After all, they areto $40,000.
surrounded by money that is what they think aboutAt the mid level in this career, you may earn
day and night, trying to increase the store ofbetween $47,000 and $76,000. You will do the work
investments for their clients, and for themselvesyou envisioned at the beginning, finally. You work
along the way. Like many careers, the amount ofwith clients, assisting and advising them on taxes,
money a financial planner can make depends oninvestments, estate planning and insurance. This is the
several factors; education, qualifications, certifications,goal of most when they think of becoming a financial
clientele, the stock market and other investmentplanner.
vehicles, experience, and desire.If you have an MBA or Masters in Finance or
It is not unusual for a novice financial planner to takeAccounting, you have the best opportunity to find
their BA in Finance or Accounting to a financialout how much money does a financial planner make.
services company and start out at an annual salaryWith a decade or so of experience, you can reach
of about $25,000. Those with a decade or more ofthe top average pay of about $110,000. You can
experience can average up to about $110,000,then present seminars, and handle top level clients.
according to US Department of Labor statistics. AndFor certification, exams are offered by the Financial
then there are the few outstanding planners whoIndustry Regulatory Authority. Or, you can pass the
make well into the seven figure income bracket, likeCertified Financial Planner Board of Standards CFP
TVs money superstar Suze Orman in the U.S.exam (Certified Financial Planner). This exam demands
There are several ways to become a financialyou have three years of qualifying experience
planner. In most states, there is no requirementworking full time, meet ethics standards and continue
involved; you could just set up shop and wing it, butyour education. Beyond this you can become a
it is a bad idea, because unless you are psychicallyChartered Financial Consultant through the American
gifted, you will be unable to perform for clientsCollege in Pennsylvania.
without education in this field. Another entry methodA different track to financial planning success puts
to this career is to join a company, perhaps a chainyou in the ownership of a financial services franchise.
business, as assistant financial planner. You learn onThese franchises offer complete business packages,
the job, they train you and then you go takefrom site selection and market analysis to ongoing
certification testing. You will do this for a couplesupport and training in-house, and help with licensing
years, or until you go back to school for anand management. It is a turn-key business.