Early Retirement Planning - Take Your Health As You Age Into Consideration

Early retirement planning should focus more on health,out 5 days a week, play golf 3 times a week and
rather than the size of your investment portfolio.eat right.
I read an uplifting story on retirement in today'sHowever, in the last few years, my knee makes
Arizona Republic. I will not elaborate on thenoise when I walk, my lower back hurts more and
specifics...my eye was drawn to a quote from themore, I tire more easily, etc. When I talk with friends
Centers for Disease Control and Prevention.my age, and they talk about their aches and pains, I
"Eighty percent of the 65 plus population has at leastrealize I am very lucky...I am not a part of the 80%
one chronic medical condition: fifty percent have atmentioned above with a chronic illness.
least two."My friends have mostly retired in their 60's..."normal
I do not know about you but this makes me firstretirement age." Heart problems, diabetes, arthritis,
glad that I retired at 49 and second why moreinsomnia and stomach problems are just some of the
people do not retire early while they have theirchronic conditions of friends I know and love.
health?So the next time you sit down and contemplate
When deciding when to retire. Why isn't the reality ofwhen you are retiring...stop and think. Would you
declining health as we age discussed more openly?rather have less cash, spend less and retire: or wait
Why is financial planning focused solely onuntil 65, be rich and be in the 80% of folks in that
accumulating wealth as the sole determinant as toage group?
when you can afford to retire.Early retirement planning...put your health and the
I retired at 49 I am now 64 and most wouldabove statistics into the mix.
consider me to be in good health, and I am. I work