| In today's time most people are in some sort of | | | | Do not waste money on things I call luxury items, |
| debt. Many people start to search for debt relief | | | | such as a new dress, a new pair shoes or a new |
| because the bills start to surpass the money they | | | | bowling ball. You're wasting a lot of money. |
| make at there job. Here is the list for the 7 best | | | | 4. Another really great financial advice that you can |
| financial advice for 2008. | | | | follow is to leave your credit cards at home. Only |
| 1. Never co-sign a loan for anyone. Why, it always | | | | bring your bank card this way you can only spend |
| ends up in court. It does not matter if it is your | | | | what you have on your card. If you don't have the |
| mother,father,brother,sister,aunt,friend etc. I have | | | | money in your checking account you can't buy it. This |
| seen a lot of sisters and brothers taking each other | | | | will stop you from spending too much. |
| to court lately for money problems. Don't do it. | | | | 5. Debt relief does not start with borrowing money. |
| 2. Try to buy items that have quality. Why, because | | | | If you need more money it might be a good idea to |
| it will last a lot longer than something that is cheap. | | | | get a second job if you need it. Many people I know |
| You do not want to spend the little money you have | | | | work at two jobs. You can just work the two jobs |
| buying the same item over and over again. Buying | | | | until you pay down your bills to where you don't owe |
| high quality items the first time around will help you | | | | anyone any money. |
| save in the end. You will not have to buy that item | | | | 6. The best debt relief advice I can give you is not |
| for a very long time. | | | | to gamble if you can help it. If you have to gamble |
| 3. This is the number one reason why so many | | | | only spend what you can afford to lose. This includes |
| people need and look for financial advice. You must | | | | the Lottery also. I know people who spend almost |
| learn the difference between needs and wants. | | | | there entire paycheck on lottery tickets. |
| When you shop for food or clothing before you pull | | | | 7. If you have not thought about this last financial |
| out your wallet, ask yourself do I really need this? If | | | | advice, you need to. Most people who become |
| you answer," I don't need this but I want this," there | | | | wealthy did it by owning there own business. It can |
| is your problem. When you are in debt and you need | | | | be a work at home business also. If you make way |
| to make an important chose. You only should buy | | | | more money than your 9 to 5 job then you are on |
| things you need, such as toilet paper, milk, bread etc. | | | | your way. This has happened to many people. |