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Trying to Save Money

If you are short of money every month,go back to the ATM after than, all those
or you feel like you are digging20's here and 20's there add up and so
yourself into a hole, and now feel youdo the bank fees.
need to work more hours or pick up aGo through your credit card statements,
second job.. then STOP right there.and see if you can combine any of them
You need to set aside a evening orfor savings..
better yet, a Saturday morning, when youEspecially watch the cash flow, write
are awake, and clear headed. List alldown every day in a small notebook all
of your current bills and payments.your cash purchases, including coffee,
Start by going through each one, andgoodies, etc...
seeing if there is anyway to make itAdd all of this up for a month, and you
less.will probably find enough savings, that
Try combining some bills, such as cellyou don't need to get that extra job..
phones. These companies will quiteget creative, this will be your new job,
often give a "family" plan for celland then see more of life, instead of it
phones, but you have to ask..going by in a blurr from working 2
Walk more instead of driving, orshifts..
organize your errands to make lessStart plugging the leaks in your
driving.finances, and you will be in better
Watch those cash withdrawals, work outcontrol... promise!
how much you need for a week, and do NOT



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