| If you are short of money every month, or
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| | 20's here and 20's there add up and so do
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| you feel like you are digging yourself
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| | the bank fees.
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| into a hole, and now feel you need to
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| | Go through your credit card statements,
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| work more hours or pick up a second job..
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| | and see if you can combine any of them
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| then STOP right there.
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| | for savings..
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| You need to set aside a evening or better
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| | Especially watch the cash flow, write
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| yet, a Saturday morning, when you are
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| | down every day in a small notebook all
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| awake, and clear headed. List all of
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| | your cash purchases, including coffee,
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| your current bills and payments. Start
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| | goodies, etc...
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| by going through each one, and seeing if
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| | Add all of this up for a month, and you
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| there is anyway to make it less.
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| | will probably find enough savings, that
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| Try combining some bills, such as cell
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| | you don't need to get that extra job..
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| phones. These companies will quite often
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| | get creative, this will be your new job,
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| give a "family" plan for cell phones, but
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| | and then see more of life, instead of it
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| you have to ask..
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| | going by in a blurr from working 2
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| Walk more instead of driving, or organize
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| | shifts..
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| your errands to make less driving.
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| | Start plugging the leaks in your
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| Watch those cash withdrawals, work out
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| | finances, and you will be in better
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| how much you need for a week, and do NOT
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| | control... promise!
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| go back to the ATM after than, all those
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