| Though cost of education in the US
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| | You can also submit your application
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| private colleges is high, many students
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| | through your school that acts as the U.S.
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| can cut the cost by half or even more.
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| | Department of Education's agent. Grants
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| This has been made possible through
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| | are awarded based on your financial
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| financial aids made available to students
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| | requirement. Since there are chances that
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| by the Federal government as well as
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| | your application for grant is rejected,
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| private financial institutions. The
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| | you must have a back up plan for
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| amount available as financial aid depends
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| | yourself. This means to say that you must
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| on many factors. Though maximum share of
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| | not apply to one or two private colleges
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| the financial aid is borne by the Federal
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| | but also apply to other colleges where
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| government, the private financial
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| | education cost comparatively less.
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| institutions' share is also not
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| | Another category of financial aid is the
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| negligible.
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| | work-study programs. In such a scheme you
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| There are four types of Federal Grants
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| | will have to work for a set number of
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| available: Federal Pell Grant, Federal
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| | hours for the school or approved
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| Supplemental Educational Opportunity
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| | public-service related company. This way
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| Grant, Academic Competitiveness Grant,
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| | you can earn as well. What you earn is
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| and National SMART Grant. While the first
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| | yours. You will be paid on an hourly
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| two grants have been there for quite
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| | basis. Even for such programs, you have
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| long, the last two types of grants are
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| | fill out the FAFSA form.
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| relatively new.
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| | Yet another category of Federal financial
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| The annual award limit is up to $4,000 at
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| | aid comes in the form of Federal Perkins
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| the time of getting this information. To
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| | Loans.
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| avail these grants you are required to
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| | These loans must be repaid. However, the
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| fill out the Free Application for Federal
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| | interest rate is fixed as low a 5
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| Student Aid (FAFSA) form. The easiest and
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| | percent. It is available to students with
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| most convenient way of doing this is by
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| | exceptional financial requirement. The
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| visiting the FAFSA website. There is less
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| | loan may go up to $4,000 annually for
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| chance of rejection as incomplete and
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| | undergraduate students. For availing this
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| incorrect forms are automatically not
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| | loan, you again have fill out a FAFSA
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| accepted on the web. In other words, you
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| | form. No original fee is charged on such
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| have to necessarily fill out all columns
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| | loans. You must repay this loan to your
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| only then your application is accepted on
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| | school.
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| the web.
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|
