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Why Children Are A Prime Target For Identity Theft

As parents we most often carefully When someone request your child's SSN
monitor our child's websites, emails, know the reason for doing so. Ask for
cell phone and text messages because we copies of the bank account statement or
are concerned. Many times it is a concern other verifying documents if they claim
for our child's safety. We worry about that they are setting up a savings
them being approached inappropriately account or other investment opportunity
online. We are concerned about sexual for your child. Note, in the event a
predators. But have we considered that family member or friend wants to create
our children may also be in a different an investment or savings fund for your
kind of danger --the danger of identity child establish the account yourself and
theft? note that deposits can be made by
Children are the perfect target for specific individuals on the account. This
identity theft. They have a spotless keeps your child's social security number
credit record and because they are not private.
using their credit it may go undetected Do not carry important documents in your
for several years. They grow up and purse.
suddenly there discover their credit Do not provide your children with their
records are blemished. Can the SSN or Birth Certificate until they are
information that we share about our older. Destroy and/or shred any and all
children, whether it is online, to a documents of a personal nature including
school or medical professional allow the credit card offers, medical claim forms
opportunity for identity theft? (after paid) and any other document you
In 2005 the Federal Trade Commission do not need to keep. Invest in a scanner
reported that over half a million and scan the documents into your
children were victims of identity theft. computer, save it to a disc and keep it
These cases include: the use of a child's under lock and key.
Social Security Number being used Be sure to use your computer's parental
illegally for income tax purposes and controls, including spyware and anti
obtaining credit in a child's name. It's virus software, not only for to protect
easy enough to do; just the other day one your child's information but yours also.
of my own children received a credit card Ask questions and distrust any website or
offer in the mail. What if that fell into telephone call that asks for your child's
the wrong hands? social security number. Make sure that
How can you protect your child from any request for your child's SSN is
identity theft? The National Cyber valid, relevant and necessary before
Security Alliance calls social networking providing it.
sites "billboards in cyberspace." Would Thoroughness and vigilance are absolutely
you post on a billboard your child's necessary to protect your child from
personal information, such a social identity theft. In most cases, identity
security number? To protect your child theft to children is committed by friends
from identity theft you can take the or family members, however more and more
following steps: instances occur as a result of
Limit access to your profile, information posted on the internet;
photographs, blogs and other online whether by yourself or your child. Don't
sources. worry about what people will think of
Limit access to your child's social you. Those that understand will see you
security number. You can refuse to as a concerned parent who is being very
provide it to schools and medical aware of the real world and its dangers,
providers. Educational or health benefits and one not only protects their child's
can not be denied based on keeping your future financial wellbeing, but also sets
information private. the example to other parents by teaching
Keep a safe spot in your home for them how to protect their children from
important documents. This can be a lock identity theft.
box or file cabinet with a lock on it.




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