Kill Bills

Get Rid of Some "Extras"approximately how much cash you will need.
The key to financial freedom is building wealth. TheSell Some Stuff
key to building wealth is eliminating all your extra billsEveryone has stuff lying around collecting dust.
so you have money to save. The averageRemember the saying "One man's trash is another
consumer's credit report carries quite a burden fromman's treasure."? You could probably knock out a
these bills as well. Let's start with what hurts thecouple of stagnate bills with some of those
most. Eliminate any habits you currently have. Mostcollectibles sitting in a box in the closet. You would be
habits cost money and if it's a habit it can't besurprised to know that an object you have
healthy for you in the long run anyway. Smoking,absolutely no interest in could sell on an auction site
drinking, candy, coffee, collecting junk, etc. You willand pay off that hospital bill that's been chasing you
be surprised how much cash you pocket if you justaround like a mad hornet.
quit 1 or 2 of the above (if any apply of course). ByCash, Cash, Cash
giving up a habit you are not only saving money andOnly buy with cash. Plastic looks the same when you
maybe even your health, but you are also gainingspend it. Dollar bills disappear and you will feel the
self-discipline helping you mature financially.impact when you start to get a shortage of it. Start
Food: Dine In or Carry Outa cash envelope system - at least one for gas, food
Let's look at the two separately AND together. Ifand clothing. Like any new system, it will take a few
you eat out once a week, even at $25 you aretimes before you get the right amount in the
spending $100 a month. Pretty simple math. Let's sayenvelopes. You will start to notice a large impact on
you get carry-out (drive-thru) 3 times a week at $5your budget though and will find it worth while. If you
per visit. This equals $60 a month. These figures arebuy something with cash you don't owe on it. You
below average, but even so, this is $160 in 1 monthmight think a little longer about it too when you hold
that could be used to eliminate some smelly debt.on to that $100 bill. If you apply the various
Pack a lunch for work. Try cooking at home. It's atechniques and ideas in this article you will start to
fraction of the cost, it tastes better than "fast food"knock chunks off your overall debt. This will get you
and it is usually healthier. If you can't eliminate eatingcloser to achieving financial freedom and your credit
out then try cutting it in half for starters.report will begin the long awaited healing process.
Grocery List (or lack thereof)Start today!
Many consumers head to the grocery store with noTo read more about how you can get your online
plan or list. BIG mistake. This is what grocery storescredit report free with no obligations, see what is on
are designed for. Go ahead, walk down each aisle andyour file and clean up your credit report go to
tempt yourself with row after row, shelf after shelfTom Justice is the webmaster for Clean Credit Online
of junk food, extra stuff that you don't need. A listand does all the designing, marketing, SEO and
could save you 50% alone - that much more to wipemaintenance the site. He has a passion for personal
out those irritating loan payments. A grocery listfinance and how the economy and consumers are
serves two purposes. It saves you quite a bit ofaffected by money. To see how you can use Clean
money which you notice immediately. Secondly, itCredit Online to help you with your personal finances
allows you to be more prepared for the upcomingplease visit
week, month or however often you shop. You can"Kill Bills" - © (2005) Reprinting is allowed
make out a daily meal plan ahead of time so youassuming all content is left the same.
know exactly what you need to purchase and