Best financial tips on the net


The Data Is In The System

The data is in the system! Yes, that's right.capture has already changed. Therefore, a lot
Whatever you want to know about yourof people resort to using Excel to present
business, your customers' spending patterns,the information they need to their bosses.
your stock level, your financial performance,And without good Excel Skills, it is going to
your customers' profile, and many otherbe  a  painful  process  for  them.
questions  you  want  answered.
You can make use of readily available
Citibank, in an article published in 6 Decworksheet functions to transform those raw
2005 of Singapore Digital Life, reveals thatdata from the system, present them as useful
theyuse the data in their system to identifybusiness information used for making critical
customers who fit their assumptions of thebusiness decisionand planning. For those
potential customer base like age, salary andworking in big corporations, you do not have
spending  behaviour.to rely on your IT department to generate the
reports for you. You will learn how to
Business Intelligence is not confined to BIGanalyse those data using readily available
companies. A specialised system normally canfunction  provided  by  Excel.
cost tens and hundreds of thousands. But
there are always alternative and the solutionFor SME, you do not need a powerful BI system
is right in your computer. Excel is ato get what the big companies are getting.
powerful BI tool that is commonly used inUsing Excel, you can make the data become
Europe and US. The question is: Do you knowvaluable to your business without the need to
how?purchase any software. All you need is to
make Excel comes in power and you will be
Using Excel, a travel agency was able toable to gain insights into your business like
profile their customers using the data theynever  before.
have diligently captured into Gilboa, a
travel management system. They were able toA combination of Excel and MsQuery provide
identify their niche and to allocate thethe most direct way to tap into databases and
optimal amount of resources to grow theirretrieve those information real-time so that
customer base. And they spent only a fractionyou could prepare your report with ease. I
of the cost big companies are paying becauseused to use Excel to tap into our accounting
they use tools they already owned, that is,database server directly and create my
Microsoft  Excel.financial statements. When it is set up, I
just need to open the file and the statements
For big companies, an expensive system doeswill be refreshed without me having to do
not necessary mean they are able to get theanything. It makes closing the account a
data they want. From system design tobreeze  for  me.
implementation will take at least 6 month and
as long as 2 years. By the time the system isIs the evidence strong enough for you to use
launched, the business environment would haveExcel as a tool for business intelligence?
changed and the information they need to



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