Financial Aid; Can you negotiate?

Parents and students often ask if it is possible tois not necessarily subject to the same regulations as
negotiiate with a college to improve the initial financialfederal dollars. Colleges and universities can and do
aid package they have been offered.offer all kinds of scholarships to students who have
The answer is "yes" for some, and "no" for others,no financial need. The very most competitive
depending on a number of variables.colleges, however, award money almost exclusively
It is accurate to say, however, that in someon the basis of need, and meet 100% of every
instances, meeting with a financial aid or admissionsstudent's need as determined by the FAFSA.
counselor can lead to a better financial aid packageMany colleges employ their own scholarship monies as
than the one offered initially.a tool to compete with more prestigious or less
Virtually all colleges and universities require studentsexpensive institutions...institutions to which they might
seeking financial aid to answer questions on a federalotherwise be likely to lose students. These colleges
form (called a FAFSA) designed to provide anare more than willing to put scholarship dollars on the
indication of a student's need for financial aid. Sometable to attract top students.
private colleges also use a second form to obtainAs a result, students bound for colleges in this
additional relevant financial information.category may have some luck in upping their financial
It is the information therein collected that enablesaid package if they can point to other institutions
colleges to get a picture of a student's financial need.which have offered them better packages or make
While not all aid requires financial need, federal grantsa convincing case that the initial financial aid package
and subsidized loans do. And, federal funds may notpresents a difficult financial challenge. These kinds of
be used to award students dollars in excess of theirappeals should be made to an admissions counselor
demonstrated need.or to the Dean of Admissions.
Therefore, the only way to get an increase in theWhen requesting more aid...need based or
amount of federal aid offered to you in your initialotherwise...remember that you are not buying a car.
financial aid award letter is to convince a financial aidUltimatums, rudeness, and aggressive behavior will
officer that there has been a significant change insurely be counter productive. And, you must
your financial standing since the submission of yourremember that admissions and financial aid offers do
FAFSA or that there are special circumstances notnot enjoy unlimited discretion. While I would not
reflected in your FAFSA answers. If you can proveencourage anyone to try to save the last dollar on
what you say, you will have a chance.educational costs, there is no harm in requesting
Financial aid offered to you by the college you attendnecessary help.